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November 2025
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Donna Smith
Broker, REALTOR®
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What You Need to Disclose: A Seller’s Guide to Transparency
Image: Joanne Dale / AdobeStock

Selling your home isn’t just about listing it―it’s about earning a buyer’s trust. Full disclosure builds confidence, prevents legal issues, and helps ensure your sale closes smoothly. Being upfront protects you from last-minute surprises or deal-breaking complications―and it can save a lot of stress down the road.

Don’t Hide the Hazards

Every home has its quirks, but some issues simply can’t stay hidden. Major structural problems, roof leaks, foundation cracks, outdated wiring, and environmental hazards like mold, asbestos, and radon must be disclosed. Typically, these details are shared after an offer is accepted but before closing. The earlier you provide this information, the more time buyers have to inspect and plan―helping avoid financing delays or last-minute negotiations that could derail the sale.

Key Legal and Safety Disclosures

If your home was built before 1978, federal law requires you to disclose any known lead-based paint hazards and provide the EPA safety pamphlet Protect Your Family from Lead in Your Home. Also, ensure your title is clear―free of liens, boundary disputes, or encroachments. Addressing these details early keeps your sale on track and prevents surprises.

Neighborhood Risks and Rules

If your home is in a flood, wildfire, or earthquake zone, state laws often require disclosing these risks. Be transparent about HOA fees, rules, and insurance requirements that could affect buyers’ plans―such as rental or pet restrictions. Sharing this information upfront helps buyers stay informed, confident, and ready to move forward.

Honest History Matters

Be open about your home’s past, from previous renovations to major events. Some states mandate disclosing past tragedies or certain activities, even if not required nationwide―such as if the property was once an illegal drug lab. Sharing these details proactively builds trust and helps buyers feel confident in their decision.

Permits, Zoning, and Restrictions

Be upfront about non-permitted work, zoning restrictions, or nearby developments that could affect your home’s value. Restrictions like rental bans or future construction could also impact a buyer’s plans to use the property as an Airbnb or long-term rental. Transparency in these areas leads to smoother transactions and stronger buyer relationships.

Let’s Tell Your Home’s Story the Right Way!

Contact me today to review disclosures, protect your interests, and ensure a smooth, professional sale. With the right guidance, you can navigate the process confidently and sell your home with peace of mind.

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